What would happen if you or your spouse suddenly needed nursing home care? Would your savings be enough to cover it—or would your home and retirement be at risk? Too often, families wait until a health emergency strikes to think about Medicaid, only to discover they’ve missed opportunities to plan and protect what they’ve worked for.
Whether you're helping aging parents prepare for the future or planning ahead for yourself, Medicaid planning is about more than just paperwork—it's about peace of mind. But it’s easy to make missteps along the way. Mistakes in timing, asset transfers, or even well-meaning DIY plans can delay eligibility and drain your finances.
At Dillman & Owen Estate and Elder Law, our experienced team is here to help you avoid the common pitfalls that could put your financial security at risk. With compassionate, knowledgeable guidance, we’ll help you plan with clarity—so that when the time comes, you and your loved ones are protected.
Mistake #1: Failing to Start Early
Waiting until a crisis hits can limit your options. Planning early gives you time to create a strategy, explore long-term care choices, and meet Medicaid’s strict eligibility rules without sacrificing your assets.
Mistake #2: Overlooking Asset Transfers
A gift to your grandchild or a deed transfer to a child might seem like a good idea—but if done too close to applying for Medicaid, these moves can trigger penalties. We’ll help you plan transfers thoughtfully and legally.
Mistake #3: Not Creating a Comprehensive Estate Plan
Medicaid planning isn’t just about the here and now. It works best when integrated into your overall estate plan—one that includes wills, trusts, healthcare directives, and powers of attorney. Together, these tools safeguard your wishes and your wealth.
Mistake #4: Ignoring Changes in Medicaid Laws
Medicaid rules are constantly evolving. What worked five years ago might not be valid today. We stay on top of Indiana’s laws so your plan can adapt with the times and continue to meet your goals.
Mistake #5: DIY Planning Without Professional Guidance
Online forms and general advice may seem convenient, but Medicaid planning is highly personal. A one-size-fits-all approach could leave you ineligible—or worse, exposed to unnecessary expenses. We’re here to walk you through every step, with care and experience.
Why Work with Dillman & Owen Estate and Elder Law?
When it comes to Medicaid planning, experience and empathy matter. At Dillman & Owen Estate and Elder Law, we focus exclusively on elder law and estate planning, which means we understand the legal, financial, and emotional challenges that come with aging and long-term care. Here’s what sets our firm apart:
Focused Expertise: Medicaid planning is not a side practice for us—it’s a core part of what we do every day. We know the ins and outs of Indiana’s Medicaid system and how to build smart, personalized strategies for our clients.
Holistic, Family-Centered Approach: We don’t just look at the numbers. We look at the big picture—your health, your family, your legacy—and create a plan that supports all of it.
Guidance That’s Clear and Compassionate: Legal language can be overwhelming. We explain things in simple terms, take the time to answer your questions, and make sure you feel confident about each step we take together.
Proven Track Record: Families across Central Indiana trust us to help them protect their futures. Whether you’re planning ahead or responding to an unexpected need for care, we’re here with the experience and heart to help.
Contact Our Medicaid Planning Attorneys Today in Indianapolis, IN
The choices you make today will shape your options tomorrow. Don’t let a preventable mistake jeopardize your family’s financial future or your access to care.
Reach out to Dillman & Owen Estate and Elder Law to sit down with an Indianapolis Medicaid planning lawyer who understands your concerns. Let’s talk about what’s ahead—and how we can plan for it, together.
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